Green Horizons, #NGFS #GISD #TVSM Carbon Credits and the UK Mortgage Market, Implications of SDG’s to Home owning democracy. A Moduloft inquiry. #WrongKindofGreen

This is a summary of and response to the New Horizons WEF session from november 10th. Mark Carney is the Keynote and there are also contributions from Christine Lagarde and Andrew Bailey.
Moduloft is committed to the Entry Level budget homeownership Market. Delivering affordable Homes and the means to Finance them literally without costing the earth.
Moduloft is Green by design, and Affordable by design , we are experts in materials passports, Energy based economics and Placemaking.
We do have questions though regarding the Agenda 2030 sustainable development goals and whether financial products are being developed for our Customer price point.
This coming week we will publish a series of discussion papers surrounding the question is 21st Century Britain in 2021 going to be a Home Owning democracy or a Rent seeking Banana Republic?

The world of science

also available on Bitchute.


. Mark Carney Keynote. The Pivotal Role of Finance.

on resilience and on sustainability governments have now committed to
net zero including three global giants china japan and south korea in the last few weeks
and more and more countries are recognizing that green stimulus is essential.
Building a sustainable future will be capital intensive after a period when there’s been too
little investment it will be job heavy when unemployment is soaring. It’s what the world needs
for its future and it’s what we all need right now given the wholesale shift in economic
and social drivers of values since covid.
It will be a rare company whose pre-crisis strategy remains optimal and so businesses of all
stripes increasingly recognize that changing consumer preferences and new climate policies
are creating the greatest commercial opportunity of our time the leaders
are publishing their transition plans for net zero
there’s now major companies that have science-based targets and there’s a further
in the pipeline by glasgow
net zero transition plans will become the norm for large companies private finance
will fund the initiatives and innovation of these plans provided that is, provided that private
finance has the necessary information and the tools and markets and that’s whyour objective
for cop 26 is to build the framework so that every financial decision can take climate change
into account we’re publishing today our
cop 26

private finance strategy to build a market in that transition it rests on four pillars
three r’s comprehensive climate reporting a transformation in climate risk management
and mainstreaming of climate returns and creating new markets to mobilize private
capital especially private capital and investment into emerging and developing economies now i want
to spend the balance of my time outlining the progress that has been made since
february in the guildhall and setting out what more needs to be done by the time we arrive in glasgow
we start with reporting we all know what gets measured gets managed and companies
need to report systematically their climate-related risks and opportunities that climate
change poses to their business models and okay to recap investors representing over 140 trillion of
assets are demanding this information and disclosure in line
with tcfd they’re also calling on companies to disclose whether or not the assumptions in their
financial statements are compatible with the paris agreement with ireland’s announcement last week
over countries and national authorities now support the tcfd and the most forward-looking
are enshrining it in law with new zealand leading the way regulators are moving as well the fca in
the uk has completed its consultation on comply explained disclosure obligations
and as the lord mayor just said you’ll hear more from the ceo uh later in this summit since february
guidance from international standard setters has sharpened the iasb has made clear
that where climate change risk is considered material he standards already require that it’s
disclosed in mainstream financial statements and the i double asb’s guidance to auditors
shows that climate change is an issue that must be regularly assessed by the accountancy and audit
professions so allow me to translate we have governments setting the goal of
net zero we have over a hundred and hundred trillion dollars of capital demanding action
at a minimum companies must disclose whether the assumptions in their accounts
are aligned with paris in other words are they joining us on the road to
glasgow or not now the best companies are responding almost half
of companies with market capitalization greater than billion are disclosing in line with most of the
tcfd recommendations but most isn’t yet enough we need full disclosure
and we need full disclosure particularly about forward-looking strategies and this
underscores the need to make climate-related disclosures mandatory
now there are many routes to mandatory um and they are complementary um but the important thing is to
agree the direction of travel and so we’re calling on governments by glasgow to use the tcfd as the
starting point for any mandatory disclosure regime secondly to publish pathways to show how
authorities in their respective jurisdictions will be responsible for implementing climate-related
reporting rules and thirdly to work with international standard setters particularly the ifrs
foundation and that’s the body responsible for the accounting rules in over
jurisdictions and it is currently consulting on sustainability standards and how they might be developed
and we would urge all companies particularly in the financial sector
to engage in that consultation
let me turn to the second r which is risk like in the case of reporting there has been considerable
progress since we met in the guild hall in february the

the group of central banks and
supervisory authorities has grown to over members accounting for jurisdictions that
represent over two-thirds of global emissions it’s now developed standards for
supervision and the management of climate risks
as well as approaches for climate stress testing and central bank policies for
climate change of those authorities major authorities are issuing guidance to
major banks and insurers the

has published its set of scenarios for climate stress testing
which will allow investors to compare results and readily differentiate the strategic resilience of companies
they lend to and ensure central banks have committed to running climate stress testing
and the ngfs scenarios will be important to aligning these approaches
and reduce the burden on firmsand allowing comparison across jurisdiction
and you’ll hear more about these approaches when the governor of the bank of england speaks later this morning
international authorities are also starting to embed this approach
the imf included the impact of climate-related financial risks in its most
recent financial sector assessment of norway and we’d encourage the imf to now mainstream
this approach and in recent months as you heard from the lord mayor

some of the world’s largest banks including
barclays hsbc and morgan stanley have committed to net zero by on a
scope basis which means bringing all of their financed emissions in line with net zero
for glasgow we’re calling on more firms to use these ngfs scenarios more central banks to conduct climate stress
tests and to develop and disclose and manage the climate risks on their
balance sheets turning to returns given that climate change is an existential risk it follows that
those companies that are part of the solution to climate change will create enormous
value the financial sector is increasingly focused on this opportunity of a lifetime in fact it’s
an opportunity for a lifetime

as one illustration the assets under management for the un’s
principles for responsible investment have grown over twenty percent
this year to over a hundred and two hundred trillion dollars and valuations in the market are
beginning to

goldman sachs estimates that the implied carbon price for long-term oil projects
is around eighty dollars a ton and that hurdle rates for renewable power
investment are one quarter of that of long term oil developments
investors are increasingly calling as a result for credible transition
plans from all companies climate action plus a group of institutional investors
controlling almost trillion dollars of assets recently demanded that the world’s
largest emitters emitters that count for more than three quarters of global industrial emissions published

SIDE BAR From Clive Spash and The Brave New World of Carbon Trading Indulgences.

their strategies to reach net zero by and on the road to glasgow investors are clarifying those expectations
for those plans with emerging best practice being publishing plans that include scopes one two and ideally three
targets balancing absolute emissions with appropriate offsets governing the management of those risks at the board
level and tying executive compensation to their
achievement transition plans will reveal the leaders and laggards on the road to glasgow but rather than have authorities
be overly prescriptive on plans it may be desirable to have investors have a say on transition in other words an automatic
annual advisory boat vote on transition plans just as they have a say on pay this would establish a critical link between
responsibility accountability and sustainability now over time investors won’t just judge company transition plans they too
shall be judged
investors should disclose how closely their portfolios are aligned with the transition to net zero
and some of the world’s largest and most influential asset owners already doing
that the members of the net zero asset owner alliance trillion of assets have committed to
manage down their carbon footprint by up to on a scope basis by and to be net zero compliant by
and such a metrics based approach will become increasingly common so one of the challenges
by glasgow is for investors to agree how best to demonstrate how their clients investments are
aligned with climate targets a measure of portfolio alignment needs
to be forward-looking it needs to be anchored in real world targets and it needs to be dynamic
and these are the criteria that will ensure that investors are engaged with
companies that are seeking to decarbonize because and i mean all companies because we will
not get to net zero in a niche it requires a whole economy transition
now the ways there are several ways to measure who’s on the right and wrong
side of climate history and today the measuring portfolio alignment report
published by a private sector team led by david blood the founder of generation
investment management assesses various metrics including the percentage of assets that
are net zero aligned secondly transition progress against scientifically determined transition pathways that vary by sector
and thirdly calculation of a portfolio warming metric to assess the quality of those plans
over the next months on the road to glasgow the industry should use david’s report
s a basis for discussion and consensus on the most useful measurement and as you’ll hear from
richard curtis later in the summit investors need will need transparent
and readily understandable answers when their clients ask
whether their money is being invested in line with their values
the challenge to the industry is to make a material and meaningful metric so that people can
make their money matter turning to the last pillar mobilization climate change is clearly a global challenge much of the critical
investment will take place in emerging and in developing economies in fact probably

three quarters of the infrastructure investment the . trillion of annual Infrastructure investment that’s required for decades will
happen there so we need to turn billions of public capital into
trillions of private capital part of this will be through scope emissions transition plans part will be through investing to mitigate
physical risk by increasing infrastructure investment resilient infrastructure investment and widening insurance cover

part will be
through new platforms such as the GISD for blended finance and part will be through the creation of new markets particularly one for
carbon offsets as more and more companies commit to net zero demand for credible and verifiable offsets will soar and the most cost
effective of these with the greatest emission reduction potential will be in emerging and developing economies these can generate
large flows of capital for many decades now

currently that market doesn’t properly exist it’s opaque it’s cumbersome it’s fragmented
the amount of offsets last year was just over 300 million dollars in order to conserve the carbon budget we need to spell million
with a b for finance for finance to flow to these projects we need professional transparent and resilient market so we put together
a group of experts under the leadership of bill winters the
ceo of standard chartered overseen by annette nazareth former sec commissioner and now davis polk and under the sponsorship of the
institute for international finance and tim adams this group has been moving at lightning speed and it’s on track to deliver a blueprint for a professional carbon offset market earlier next year tomorrow they’ll launch the consultation for that blueprint

and we’re calling on all interested parties to engage so to conclude i’ve only highlighted a few of the vehicles on the caravan
of private finance towards glasgow and you can learn more about them in the detailed private finance strategy published today
but i want to finish by thanking the very many of you from thousands of organizations around the world in the private sector in
the public sector and ngos that are working tirelessly to make this journey a success your ideas energy and innovation are critical
my lord mayor there’s an old proverb if you want to go fast go alone if you want to go far go together the private sector has gone
a long way in a short period of time it’s moving fast on the road to Glasgow with the uk and Italian presidencies of cop 26
the g and g next year governance now have a unique opportunity to amplify these efforts and ensure that we go far towards our
objective of net zero thank you

created at

The Word Cloud is generated from the full transcript generated by the Youtube video platform. Click on the 3 dots to the right of the thumbs up and click open transcript the transcript can then be copied , cut and pasted for further analysis.
00.00 Mark Carney Keynote. The Pivotal Role of Finance.
17.09 Introduction Christine Lagarde ECB
30.41 Intermission
32.21 Kristalina Georgieva MD IMF
37.51 Paolo Gentiloni European Commissioner for Economy
46.43 John Green CCO Ninety One
58.49 ROund Table Mobilising FInance For the Economy Moderator Liv Garfield , CEO , Severn Trent
Participants. Angela Darlington, CEO, Aviva Life, David Schwimmer, CEO, London Stock Exchange Group, Jes Staley, Group Chief Executive , Barclays.
1.38.00 The Green Horizon Summit Barclays Bank Film.
1.39.27 Andrew Bailey , Governor , Bank of England
1.50.00 Nikhil Rathi , Chief Executive, Financial Conduct Authority
1.58.23 Compere Comments announces 2 hour break.

Here is the Report which Mark was launching in his Keynote.

Here is a Link to Task Force on Climate-related Financial Disclosures web site

NGFS climate scenarios for central banks and supervisors

SUstainable Development Goals, Real Estate , Real Estate Finance and Townplanning and Building Control.–non-market-mechanisms/resources/decisions-and-conclusions

Sustainable human settlements development was also discussed at the second and third sessions of the Commission on Sustainable Development.

“Promoting sustainable human settlements development” is the subject of Chapter 7 of Agenda 21

, which calls for 1) providing adequate shelter for all; 2) improving human settlements management; 3) promoting sustainable land-use planning and management; 4) promoting the integrated provision of environmental infrastructure: water, sanitation, drainage and solid waste management; 5) promoting sustainable energy and transport systems in human settlements; 6) promoting human settlements planning and management in disaster-prone areas; 7) promoting sustainable construction industry activities; and 8) promoting human resource development and capacity-building for human settlements development.

Chapter 8. Also bears study and may be downloaded at the link.

46. We commit ourselves to promoting the role of affordable and sustainable housing and housing
finance, including social habitat production, in economic development, and the contribution of the
sector to stimulating productivity in other economic sectors, recognizing that housing enhances
capital formation, income, employment generation and savings and can contribute to driving
sustainable and inclusive economic transformation at the national, subnational and local levels.

Back to Mark Carney.

Circular economy, Materials Passports, Embodied Energy v Embodied Carbon.

The technicians who want to hack the climate

This SVT documentary has a segment on Concrete that does not omit co2. Carbon emissions and the building and construction industry along with heating , cooling and lighting of the built environment are large emitters of CO2 and users of energy
as such Embodied energy, Embodied Carbon and finance linked to embodied carbon or Carbon emissions reporting are especially relevant to charting a course for our future business planning at Moduloft.

Part 13 of 18: The technicians who want to hack the climate. Climate change is becoming increasingly apparent and emission reductions have been postponed to the future. Now some scientists and engineers want to try to influence the earth’s climate in a technical way. These include absorbing carbon dioxide from the air and burying it, or physically blocking the inflow of sunlight. Can such technical solutions really work? How much would it really cost? And what are the risks? Host: Victoria Dyring.

Information about the world of science – The technicians who want to hack the climate
Sun 8 Nov 02:00
Sat 8 May 2021 (6 months left)
== History ==

100 people and top academics around the world signing letters did not come out of no-where. XR can be traced back to and this Compassionate Revolution Ltd. is a company that then has Rising Up! and Extinction Rebellion derived from it. Wayback machine has it appearing in 2015. The campaign of Extinction Rebellion began in the planning in 2018, in the Spring. BUT even looking in 2015 there were people thinking about ecological politics involved from the start. Many of the figures involved were activists long before Occupy emerged around 2011. IN fact some can trace their direct action to the Reclaim the Streets! of the 1990s. How tenuous this chain is or how much this influenced the modern XR is not easy to say. There are probably not sources that say this to wikipedia standards. Rather looking at the key individuals and their histories would be a better way of assessing this. However a lot were not activists and not involved in any groups or gatherings. — Preceding [[Wikipedia:Signatures|unsigned]] comment added by [[Special:Contributions/|]] ([[User talk:|talk]]) 18:24, 11 January 2019 (UTC)

:: There are two key articles related to this Activism initiative and this response from Greta Thunberg aspects of manufacturing consent and controlled opposition and Gatekeepers all figure and the initiative should not be left here un-critically, the pedagogical aspects of Wikipedia should not be ignored to promote activism. I will work up a påaragraph with the first two references as this article is really a trotting out of the PR campaign from [[User:RogerGLewis|RogerGLewis]] ([[User talk:RogerGLewis|talk]]) 06:05, 6 February 2019 (UTC)
=== refs for this section ===

refs for this section
Housekeeping note: This discussion started when RogerGLewis added this paragraph to this article, and also to Greta Thunberg. Identical threads were started at both pages, and once I asked, per MULTI, Roger has decided to consolidate discussion at this talk page. I am taking liberty to reformat the proposed text Roger wants to add. I have not changed any of Rogers own words. My goal in refactoring/reformatting is to help make a comprehensible discussion. For the record, I think neutral “criticism” sections would be appropriate, the challenge is in finding acceptable RSs and presenting them fairly with regard to UNDUE WEIGHT and WP:Biographies of living people. Anyway, the text Roger originally added to both article reads as follows NewsAndEventsGuy (talk) 12:29, 12 February 2019 (UTC)

Greta Thonberg responded [1] to concerns of corporate capture of her message which has been expressed by the Wrong Kind of Green [2], an Indigenous peoples environmental group. [3] “We attempt to expose those who undermine the People’s Agreement. One role of the non-profit industrial complex is to undermine, marginalize and make irrelevant, the People’s Agreement. The reason being, to protect corporate interests by which they are funded. As well, the non-profit industrial complex protects the industrialized, capitalist economic system, responsible for the capitalist destruction of our shared environment. Those groups who continue to protect such interests must be considered complicit in crimes against humanity. RogerGLewis (talk) 19:16, 11 February 2019 (UTC)
/* Concerns of Corporate Green-washing / I am reverting this new section if you wish to suggest and edit then please do It is clearly a concern looking at previous comments . I will initiate a consensus process if the revertiung continues. WH RogerGLewis (talk) 19:10, 11 February 2019 (UTC)
The section about “Green-washing” is not appropriate in this article and is not sourced – please do not revert without further discusssionBorisAndDoris (talk) 21:24, 11 February 2019 (UTC)
This content shouldn’t be anywhere: it totally lacks secondary sources and thus fails WP:V spectacularly–not just because of lack of reliability, but the quality of the sourcing indicates this isn’t noteworthy. Moreover, it’s grammatically challenged: the “which” in “which has been expressed” refers in a very wonky way to “her message”, since that is the closest antecedent, but I think it’s meant to refer to “concerns”, which is a plural and too far away for proper anaphoric reference. Finally, I think you left out a closing quotation mark in this longer comment; at first I thought you, RogerGLewis, were making a statement about complicity. Drmies (talk) 22:26, 11 February 2019 (UTC)
It contains WP:SYNTH because Thunberg’s words addressing pushback in general does not name the other sources provided here. That means RogerGLewis is doing WP:Original research to connect the dots. It is also a neutrality/BLP problem because the “About us” text from the criticizing blog is being used to imply Thunberg is an example of the those things the criticizing blog exists to do battle against. Another problem is the long quute from the criticizing blog is about the criticizing blog, not about the subject of this article, so it is off topic. And the text fails WP:Verification because none of the sources identify the criticing blog as “an indigenous people’s environmental group”. If it were not for all the other problems we might be able to say something with inline attribution to the authors of the blog column. Something like, “According to….”. Maybe. But what we have here are self publishing people who self-describe their obvious advocacy pieces as “independent jouranlism”. Who cares, everyone is entitled to an opinion and WordPress blogs are free. NewsAndEventsGuy (talk) 22:37, 11 February 2019 (UTC)
NewsAndEventsGuy (talk) 22:37, 11 February 2019 (UTC)[1] The concerns section is I think relevant to both articles which Page should we conduct the discussion it is probably easier to find consensus on one page and then discuss any changes to the core point which I think is a general point on most polarised positions in Political economy./
Criticism */ Consensus process nominate talk at extinction rebellion page for this discussion as well?[2] RogerGLewis (talk) 05:22, 12 February 2019 (UTC)
Sources supporting this content are too weak for a BLP article (probably also weak for any contentious claim in any article). Without better sourcing, there is no place for this in the article. Pavlor (talk) 06:13, 12 February 2019 (UTC)
More comments by Roger NewsAndEventsGuy (talk) 13:00, 12 February 2019 (UTC) User:Esebtalk)I wonder if you might like to comment on the proposes edit I share your concerns. RogerGLewis (talk) 06:24, 12 February 2019 (UTC)
SOme cririsisms of The Rong Kind of Green etc.. also some grammarian stuff, all very interesting Eats shoots and leaves and all that. LOL,
On the problem of Notability I offer two Searches One for Duck a Go Go [3] and one for Google [4]
You will note that the Wrong Kind of Green article comes in at no 3 in Duck a Go Go and on google the search term itself is cleary the subject of a dynamic shadow ban in the google algorithm itself. RogerGLewis (talk) 06:45, 12 February 2019 (UTC)
The Wrong Kind of Green is a collective and not a hierarchical patriarchal organisation as such it does not fit within the Categorisation negation of the media-industrial censorship complex barre mechanism, they avow to these principles. [5] The real grassroots of Environmental activism which Greta complains of not reading about in the Newspapers. These are all matters which Professor Piers Robinson[6] has been studying and publishing on,, and drawing the ire of the Huff post etc.. [7], corporate greenwashing and capture of well-meaning movements is a part of the study of Manufacturing Consent. [8] and useful idiots[9] , gatekeepers [10] and controlled opposition [11] do of course populate the organs of the Fourth Estate [12] including Wikipedia articles. RogerGLewis (talk) 07:04, 12 February 2019 (UTC)
(A) When determining WP:CONSENSUS no one cares about the dubious WP:GOOGLETEST.
(B) Helpful suggestion, study WP:Arguments to avoid in discussions in general.
(C) Whatever else the WrongKindOfGreen might be, for Wikipedia purposes we care a great deal about the fact that it is a SELF PUBLISHED source. We have an explicit prohibition on self published sources in biographies of living people. That means you MAY NOT USE this blog on Greta’s article. See WP:BLPSPS. On the flip side, Greta’s self published words about herself are permitted, WP:BLPSELFPUB. As for using the blog in Extinction Rebellion, that gets back to the general rule about SELF PUBLISHED sources. We can’t use self published criticism about third parties, especially when the criticism is advocating the self-publishing authors’ own political and economic goals. Sorry.
(D) At article talk we should be focusing on content not our Wikipedia colleagues so I am troubled by your tendency to imply that one or more of us other editors are “useful idiots. gatekeepers… (who) populate the fourth estate”. Please see WP:No personal attacks.
(E) Finally, if you keep beating the drum about the blog, without addressing the comments I and others have provided, you will drift across the line from new editor learning the ropes to an editor determined to engage in WP:Tendentious editing, which is an example of WP:Disruptive editing. We have a procedure for temporarily blocking editors from making changes, and its purpose is to prevent future problems rather than punish for past behavior. That is also the goal of my long comment here, prevention.
(F) Sure we can have a criticism section that meets our policies and guidelines. Please look for what Wikipedia defines as a reliable source, and steer clear of WP:PRIMARY sources. What we need for a good criticism section are secondary or tertiary sources. Although Wikipedia is a tertiary source, we are not allowed to cite ourselves as a reference. On the talk page, its OK to help others know what you’re talkinga about, but we can’t cite Wikipedia in a Wikipedia article. NewsAndEventsGuy (talk) 13:49, 12 February 2019 (UTC)
First I want to say thank you to Roger for consolidating the discussion on one article talk page and to NewsandEventsGuy for helping Roger with the housekeeping. I agree with the above editors that the paragraph quoted above should not be included. XR and Thunberg don’t seem to be related to The Wrong Kind of Green blog in any way; and the blog itself is not (yet) a reliable source or a notable organization. I sympathize with the issue that the blog discusses but including quotes from the blog’s “about us” web page in these articles does not comply with our policies, guidelines, and best practices, especially for a BLP. Leviv ich 16:06, 12 February 2019 (UTC)
Thank you both for very helpful guidance, I will see what I can do time allowing. Regarding the allegation of biased canvassing, That was something of a fly in the appointment I reject the accusation, but I will not get in the way what is turning out to be a rather spiffing learning curve for my Wikipedia journey which is intermittent at best. It will take a while to read all the articles, the arcana of Wikipedia is endlessly fascinating of course, Yet one, as we all do I am sure, has to put Bread on the Table, the dreaded Day Job etc. Anyway, have a good evening Its 98 PM here in Sweden and I have a long night of Code Hacking ahead of me. Thanks again Levivich & NewsAndEventsGuy. RogerGLewis (talk) 19:02, 12 February 2019 (UTC) 😉
, , , Proposed new section revised.
Criticism and resignation from We do not have time
Thornberg responded to criticism of being a hired activist by resigning from the organisation we do not have time , which was accused of profiting from Greta’s celebrity.[1][2][3] ” Ps I was briefly a youth advisor for the board of the non-profit foundation “We don’t have time”. It turns out they used my name as part of another branch of their organisation that is a start-up business. They have admitted clearly that they did so without the knowledge of me or my family. I no longer have any connection to “We don’t have time”. Nor has anyone in my family. They have deeply apologised and I have accepted their apology.” [4] RogerGLewis (talk) 05:17, 13 February 2019 (UTC)


Opposed proposed text says nothing about the subject of this article, so it is off topic here. However, this matter is being discussed at Talk:Greta_Thunberg#We_Don’t_Have_Time NewsAndEventsGuy (talk) 10:24, 13 February 2019 (UTC)
Oppose – I also don’t see the connection between the Thunberg/WDHT issue and XR. Leviv ich 22:16, 13 February 2019 (UTC)


Author: rogerglewis Looking for a Job either in Sweden or UK. Freelance, startups, will turń my hand to anything.

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